Monthly Budget Template (Excel & Google Sheets)

This Monthly Budget Template gives you a simple, stress-free way to understand your money. Easily track what’s coming in, what’s going out, and how much you’re actually saving, all with a clean layout that makes budgeting feel doable and even empowering.

It’s the exact system I use to stay consistent on my financial journey.

What's Included:

• Monthly Budget Sheet – Track income, bills, variable spending, totals, and end-of-month summary
• Savings Goal Tracker – Set goals, track progress, and visualize your growth with a progress chart
• Debt Payoff Tracker – Monitor balances, payments, and payoff progress with a built-in donut chart
• Automatic Calculations – Formulas pre-set for totals, summaries, and progress percentages
• User-Friendly Layout – Yellow cells mark where to enter your numbers; the rest updates automatically
• Compatible with Excel + Google Sheets

Disclaimer: I’m not a financial advisor. This template is for personal, educational use only and cannot be duplicated or resold.